We make buying your next used car nice and easy with our finance packages!
As finance specialists, we have excellent relationships with several specialist motoring finance houses. That is why we have helped hundreds of customers secure the best finance deal for their budget. With zero deposit options available and extremely competitive interest rates, you could find that financing your next car is more affordable than you may think.
At Redrose Cars, our expertise with finance means that even if you have a poor credit rating we can help arrange finance for you. To find out more, contact one of our finance specialists that will be happy to assist with any queries you may have.
The different types of finance agreements available include:
The most simple and straight-forward agreement is ""Hire Purchase' where you pay fixed monthly payments in order to spread the cost of purchasing a car over a number of years. The benefits of this agreement are that deposits are flexible whilst having fixed rates and payments make budgeting a whole lot easier. Terms available upon from 24 - 60 months. Written quotations available on request.
Lease purchase is best suited to cars with higher values and for customers that like to change cars regularly. Similar to a ""Hire Purchase agreement' with the main difference being a balloon payment at the end of the agreement. This means that monthly payments are much less and whether you want to settle your agreement early or at the end of the agreement it is your choice whether you want to part-exchange the car, re-finance or just pay off the balance.
Personal Contract Purchase
PCP is similar to Lease Purchase in that the monthly payments are offset by a final payment but the difference with PCP is that this final payment is optional. At the beginning of the agreement the future value of the car is set by the finance company and at the end of the agreement you have the option to just hand back the keys rather than pay the final payment or part-exchanging for another car. PCP suits a customer who is looking to keep the same car for the duration of the finance agreement.
FINANCE IS GENERALLY AVAILABLE ON ALL CARS
Settle any outstanding finance (even if you owe more than your car's value)
Reduce your payments
Upgrade your car
Low deposit and regular payments lets you afford the car you want
Looking to 'Drive Away the Same Day'?
You MUST bring with you:
DRIVING LICENCE (Holders of photo ID licence must bring counterpart)
UTILITY BILL - must be within last 3 months - preferably landline phone bill showing current address
PROOF OF SIGNATURE - e.g. Passport, Credit / Debit Card, etc.
LAST TWO WAGE SLIPS
YOUR PART EXCHANGE DOCUMENTS - if applicable
YOU MUST BRING YOUR LOGBOOK (V5) IF YOU PLAN TO PART EXCHANGE
CURRENT INSURANCE DETAILS